Medicare Insurance in Naperville
Having comprehensive and reliable Medicare insurance is essential, but finding the right package for your needs can seem like a tall order.
To discover the best health insurance options in the area, get in touch with the team of insurance specialists at The Phoenix & Associates Insurance Group. We can walk you through the available options in clear terms, helping you understand the coverage you are getting and at what price.
Call us at (630) 855-6336 to set up a consultation and get started today.
The Phoenix & Associates Insurance Group’s Comprehensive Medicare Benefits
We begin our services by consulting with each new client. We will gain an understanding of your needs and budget before making Medicare recommendations. We will help you to understand the ins and outs of Medicare insurance and the differences between the following:
- Basic Medicare benefits
- Medicare Supplement plans
- Medicare Advantage plans
Each Medicare plan offers a different level of coverage, with the option to add supplemental benefits. Your eligibility will depend on several factors, including your age, health status, and income.
Medicare Coverage Options
Medicare comes in four parts. Here is a quick outline of how it’s broken down.
Medicare Part A
Part A covers hospital visits as well as access to hospice care and nursing homes. Usually, this coverage is automatically available to those over 65 years of age. Here, you pay a deductible annually, unless you are on social security.
Medicare Part B
Part B covers primary care, such as vaccines and routine medical tests, as well as some medical supplies. Those enrolled in Part B pay a monthly fee for these benefits.
Medicare Part C: Medicare Advantage Plans
Part C or Medicare Advantage is private insurance that gives you access to a full range of coverage that goes beyond basic Medicare coverage, which may include some prescriptions.
Medicare Part D: Supplemental Medicare Coverage
Medicare Part D covers prescription drugs specifically. This plan is beneficial for those who rely on regular medications. While there are limitations to the prescriptions covered, our agents can help you ensure that you are getting the coverage you need.
Medicare Plans: Additional Coverage
If you are looking for additional coverage, our specialists can help point you in the right direction. Our firm has access to some of the most comprehensive supplemental Medicare plans in the area.
Making a Medicare Claim
The Phoenix & Associates Insurance Group is proud to offer a quick and easy claims process. In most cases, your medical professional will handle the paperwork, and in cases where you must pay upfront, we will ensure that money is back in your pocket in no time.
Moreover, we’re available to answer your questions and address your concerns around the clock. Get in touch with us now to inquire.
Invest in Medicare Health Insurance in Naperville Today
Our experts are well-versed in all matters of Medicare insurance. It is our mission to ensure that you and your loved ones have the protection you need.
To find out about our affordable Medicare options, call us to set up an appointment with one of our insurance agents today.